:root{--color-bg-primary:#fff;--color-bg-secondary:#f8fafc;--color-bg-tertiary:#f1f5f9;--color-hero-bg:linear-gradient(135deg, #f0fdf4 0%, #ecfdf5 60%, #f0f9ff 100%);--color-text-primary:#0f172a;--color-text-secondary:#475569;--color-text-tertiary:#94a3b8;--color-border-light:#e2e8f0;--color-border-medium:#cbd5e1;--color-accent:#059669;--color-accent-hover:#047857;--color-accent-light:#d1fae5;--color-accent-muted:#ecfdf5;--color-navy:#0f172a;--shadow-sm:0 1px 3px #0000000f, 0 1px 2px #0000000a;--shadow-md:0 4px 16px #00000014, 0 2px 6px #0000000a;--shadow-lg:0 8px 32px #0000001a, 0 4px 12px #0000000f;--shadow-xl:0 20px 60px #0000001f, 0 8px 24px #0000000f;--space-1:4px;--space-2:8px;--space-3:12px;--space-4:16px;--space-5:20px;--space-6:24px;--space-8:32px;--space-10:40px;--space-12:48px;--space-16:64px;--space-20:80px;--radius-sm:6px;--radius-md:10px;--radius-lg:16px;--radius-xl:20px;--radius-full:999px;--font-sans:"Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-mono:"SF Mono", Monaco, "Courier New", monospace;--container-max:1200px;--container-padding:32px}[data-theme=dark]{--color-bg-primary:#0f172a;--color-bg-secondary:#1e293b;--color-bg-tertiary:#334155;--color-text-primary:#f1f5f9;--color-text-secondary:#cbd5e1;--color-text-tertiary:#64748b;--color-border-light:#334155;--color-border-medium:#475569;--color-hero-bg:linear-gradient(135deg, #0a1628 0%, #0f2030 60%, #0a1525 100%);--color-accent-muted:#05966926;--color-accent-light:#05966933;--shadow-sm:0 1px 3px #0000004d, 0 1px 2px #0003;--shadow-md:0 4px 16px #0006, 0 2px 6px #0003;--shadow-lg:0 8px 32px #00000080, 0 4px 12px #0000004d}[data-theme=dark] .header{border-bottom-color:var(--color-border-light);background:#0f172aeb}[data-theme=dark] .stat-card{background:var(--color-bg-primary);border-color:var(--color-border-light)}[data-theme=dark] .features-bar{background:var(--color-bg-primary)}[data-theme=dark] .error-banner{background:#dc262626;border-color:#dc262666}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;font-size:16px}body{font-family:var(--font-sans);background-color:var(--color-bg-secondary);color:var(--color-text-primary);min-height:100vh;line-height:1.5}a{color:var(--color-accent);text-decoration:none;transition:color .2s}a:hover{color:var(--color-accent-hover)}button{font-family:var(--font-sans);cursor:pointer}.app{flex-direction:column;min-height:100vh;display:flex}.container{width:100%;max-width:var(--container-max);padding:0 var(--container-padding);margin:0 auto}.header{-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--color-border-light);z-index:100;background:#ffffffeb;position:sticky;top:0}.header-inner{padding:14px var(--container-padding);max-width:var(--container-max);justify-content:space-between;align-items:center;margin:0 auto;display:flex}.logo{color:var(--color-text-primary);align-items:center;gap:10px;text-decoration:none;display:flex}.logo-badge{background:var(--color-accent);color:#fff;border-radius:var(--radius-md);letter-spacing:-.5px;flex-shrink:0;justify-content:center;align-items:center;width:36px;height:36px;font-size:13px;font-weight:800;display:flex}.logo-text{color:var(--color-text-primary);letter-spacing:-.3px;font-size:17px;font-weight:700}.logo-text span{color:var(--color-accent)}.nav{align-items:center;gap:var(--space-6);display:flex}.nav-links{gap:var(--space-1);display:flex}.nav-link{color:var(--color-text-secondary);border-radius:var(--radius-md);padding:7px 14px;font-size:14px;font-weight:500;text-decoration:none;transition:all .2s}.nav-link:hover{color:var(--color-text-primary);background:var(--color-bg-tertiary)}.nav-link.active{color:var(--color-accent);background:var(--color-accent-muted)}.nav-right{align-items:center;gap:var(--space-4);display:flex}.lang-toggle{background:var(--color-bg-tertiary);border-radius:var(--radius-md);gap:2px;padding:3px;display:flex}.lang-btn{border-radius:var(--radius-sm);cursor:pointer;letter-spacing:.3px;color:var(--color-text-tertiary);background:0 0;border:none;padding:5px 11px;font-size:12px;font-weight:600;transition:all .2s}.lang-btn.active{background:var(--color-bg-primary);color:var(--color-text-primary);box-shadow:var(--shadow-sm)}.header-cta{background:var(--color-accent);color:#fff;border-radius:var(--radius-md);cursor:pointer;white-space:nowrap;border:none;align-items:center;gap:6px;padding:9px 20px;font-size:14px;font-weight:600;text-decoration:none;transition:all .2s;display:inline-flex}.header-cta:hover{background:var(--color-accent-hover);color:#fff;transform:translateY(-1px);box-shadow:0 4px 12px #0596694d}.hero{background:var(--color-hero-bg);padding:var(--space-20) var(--container-padding) 64px;border-bottom:1px solid var(--color-border-light);position:relative;overflow:hidden}.hero:before{content:"";pointer-events:none;background:radial-gradient(circle,#10b9810f 0%,#0000 70%);width:500px;height:500px;position:absolute;top:-80px;right:-80px}.hero-inner{max-width:var(--container-max);grid-template-columns:1fr 380px;align-items:center;gap:60px;margin:0 auto;display:grid}.hero-left{gap:var(--space-6);flex-direction:column;display:flex}.hero-badge{color:var(--color-accent);border-radius:var(--radius-full);letter-spacing:.6px;text-transform:uppercase;background:#0596690f;border:1.5px solid #05966959;align-items:center;gap:8px;width:fit-content;padding:6px 16px;font-size:12px;font-weight:600;display:inline-flex}.hero-badge-dot{background:var(--color-accent);border-radius:50%;width:7px;height:7px;animation:2s ease-in-out infinite pulse}@keyframes pulse{0%,to{opacity:1;transform:scale(1)}50%{opacity:.5;transform:scale(.8)}}.hero-title{letter-spacing:-1.5px;color:var(--color-text-primary);font-size:54px;font-weight:800;line-height:1.1}.hero-title-accent{color:var(--color-accent)}.hero-subtitle{color:var(--color-text-secondary);max-width:480px;font-size:17px;line-height:1.7}.hero-actions{gap:var(--space-3);flex-wrap:wrap;display:flex}.btn-primary{background:var(--color-accent);color:#fff;border-radius:var(--radius-md);cursor:pointer;border:none;align-items:center;gap:8px;padding:14px 28px;font-size:15px;font-weight:600;text-decoration:none;transition:all .2s;display:inline-flex;box-shadow:0 4px 16px #05966940}.btn-primary:hover{background:var(--color-accent-hover);color:#fff;transform:translateY(-2px);box-shadow:0 8px 24px #05966959}.btn-outline{color:var(--color-text-primary);border:2px solid var(--color-border-medium);border-radius:var(--radius-md);cursor:pointer;background:0 0;align-items:center;gap:8px;padding:14px 28px;font-size:15px;font-weight:600;text-decoration:none;transition:all .2s;display:inline-flex}.btn-outline:hover{border-color:var(--color-text-primary);color:var(--color-text-primary);background:var(--color-bg-tertiary)}.stat-cards{flex-direction:column;gap:16px;display:flex}.stat-card{border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);background:#fff;border:1px solid #fffc;padding:24px 28px;transition:transform .2s,box-shadow .2s}.stat-card:hover{box-shadow:var(--shadow-xl);transform:translateY(-2px)}.stat-number{color:var(--color-text-primary);letter-spacing:-1px;margin-bottom:6px;font-size:38px;font-weight:800;line-height:1}.stat-label-main{color:var(--color-accent);margin-bottom:2px;font-size:14px;font-weight:600}.stat-sublabel{color:var(--color-text-tertiary);font-size:12px}.features-bar{border-bottom:1px solid var(--color-border-light);padding:18px var(--container-padding);background:#fff}.features-inner{max-width:var(--container-max);flex-wrap:wrap;justify-content:center;align-items:center;gap:6px;margin:0 auto;display:flex}.feature-item{color:var(--color-text-secondary);font-size:13px;font-weight:500}.feature-dot{color:var(--color-accent);font-size:16px;line-height:1}.calculator-section{padding:var(--space-12) var(--container-padding);flex:1}.calculator-section-title{color:var(--color-text-tertiary);text-transform:uppercase;letter-spacing:.8px;margin-bottom:var(--space-6);text-align:center;font-size:13px;font-weight:600}.calculator-grid{gap:var(--space-6);max-width:var(--container-max);grid-template-columns:1fr 1fr;margin:0 auto;display:grid}.card{background:var(--color-bg-primary);border-radius:var(--radius-lg);border:1px solid var(--color-border-light);padding:var(--space-6);box-shadow:var(--shadow-sm)}.card-header{align-items:center;gap:var(--space-3);margin-bottom:var(--space-6);padding-bottom:var(--space-4);border-bottom:1px solid var(--color-border-light);display:flex}.card-icon{background:var(--color-accent-muted);border-radius:var(--radius-md);justify-content:center;align-items:center;width:36px;height:36px;font-size:18px;display:flex}.card-title{color:var(--color-text-primary);font-size:15px;font-weight:700}.card-subtitle{color:var(--color-text-tertiary);font-size:12px}.form-group{margin-bottom:var(--space-5)}.form-label{color:var(--color-text-tertiary);margin-bottom:var(--space-2);text-transform:uppercase;letter-spacing:.4px;font-size:12px;font-weight:600;display:block}.form-input,.form-select{border-radius:var(--radius-md);border:1.5px solid var(--color-border-light);width:100%;font-size:14px;font-family:var(--font-sans);color:var(--color-text-primary);background:var(--color-bg-primary);appearance:none;padding:11px 14px;transition:all .2s}.form-input:focus,.form-select:focus{border-color:var(--color-accent);outline:none;box-shadow:0 0 0 3px #0596691a}.form-input.mono{font-family:var(--font-mono);font-size:15px}.form-select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%2394A3B8' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-position:right 12px center;background-repeat:no-repeat;padding-right:36px}.form-slider{width:100%;margin-bottom:var(--space-2);accent-color:var(--color-accent);height:4px}.slider-hint-mid{color:var(--color-text-secondary);font-weight:500}.form-row{gap:var(--space-4);grid-template-columns:1fr 1fr;display:grid}.form-checkbox{align-items:center;gap:var(--space-3);cursor:pointer;padding:var(--space-2) 0;display:flex}.form-checkbox input{width:18px;height:18px;accent-color:var(--color-accent);flex-shrink:0}.form-checkbox span{color:var(--color-text-secondary);font-size:14px;font-weight:500}.toggle-group{background:var(--color-bg-tertiary);border-radius:var(--radius-md);gap:2px;padding:3px;display:inline-flex}.toggle-btn{border-radius:var(--radius-sm);cursor:pointer;color:var(--color-text-tertiary);font-size:13px;font-weight:600;font-family:var(--font-sans);background:0 0;border:none;padding:8px 18px;transition:all .2s}.toggle-btn.active{background:var(--color-bg-primary);color:var(--color-text-primary);box-shadow:var(--shadow-sm)}.result-hero{border-radius:var(--radius-lg);padding:var(--space-8) var(--space-6);text-align:center;margin-bottom:var(--space-6);background:linear-gradient(135deg,#059669 0%,#10b981 100%);position:relative;overflow:hidden}.result-hero:before{content:"";background:#ffffff14;border-radius:50%;width:120px;height:120px;position:absolute;top:-30px;right:-30px}.result-hero:after{content:"";background:#ffffff0f;border-radius:50%;width:80px;height:80px;position:absolute;bottom:-20px;left:-20px}.result-label{color:#ffffffbf;margin-bottom:var(--space-2);text-transform:uppercase;letter-spacing:.5px;font-size:12px;font-weight:600}.result-value{color:#fff;font-size:44px;font-weight:800;font-family:var(--font-sans);letter-spacing:-1.5px;z-index:1;line-height:1.1;position:relative}.result-period{color:#ffffffa6;margin-top:var(--space-2);z-index:1;font-size:13px;position:relative}.rate-bar{margin-bottom:var(--space-5)}.rate-bar-header{margin-bottom:var(--space-2);justify-content:space-between;align-items:center;display:flex}.rate-bar-label{color:var(--color-text-tertiary);text-transform:uppercase;letter-spacing:.4px;font-size:12px;font-weight:600}.rate-bar-value{color:var(--color-accent);font-size:14px;font-weight:700}.rate-bar-track{background:var(--color-bg-tertiary);border-radius:var(--radius-full);height:6px;overflow:hidden}.rate-bar-fill{background:linear-gradient(90deg, var(--color-accent) 0%, #10b981 100%);border-radius:var(--radius-full);height:100%;transition:width .4s cubic-bezier(.4,0,.2,1)}.breakdown{background:var(--color-bg-secondary);border-radius:var(--radius-md);padding:var(--space-4);border:1px solid var(--color-border-light)}.breakdown-title{color:var(--color-text-tertiary);text-transform:uppercase;letter-spacing:.6px;margin-bottom:var(--space-3);font-size:11px;font-weight:600}.breakdown-row{border-bottom:1px solid var(--color-border-light);justify-content:space-between;align-items:center;padding:8px 0;display:flex}.breakdown-row:last-child{border-bottom:none}.breakdown-row-label{color:var(--color-text-secondary);font-size:13px;font-weight:500}.darkmode-btn{border-radius:var(--radius-md);background:var(--color-bg-tertiary);width:36px;height:36px;color:var(--color-text-secondary);cursor:pointer;border:none;flex-shrink:0;justify-content:center;align-items:center;font-size:16px;transition:all .2s;display:flex}.darkmode-btn:hover{background:var(--color-border-medium);color:var(--color-text-primary)}.donut-container{margin-bottom:var(--space-5);padding:var(--space-4);background:var(--color-bg-secondary);border-radius:var(--radius-md);border:1px solid var(--color-border-light);align-items:center;gap:20px;display:flex}.donut-svg{flex-shrink:0;width:110px;height:110px}.donut-legend{flex-direction:column;flex:1;gap:10px;display:flex}.donut-legend-item{align-items:center;gap:8px;display:flex}.donut-dot{border-radius:50%;flex-shrink:0;width:10px;height:10px}.donut-legend-label{color:var(--color-text-secondary);flex:1;font-size:13px;font-weight:500}.donut-legend-pct{font-size:13px;font-weight:700;font-family:var(--font-mono);color:var(--color-text-primary)}.breakdown-row-value{font-size:13px;font-family:var(--font-mono);color:var(--color-text-primary);align-items:center;gap:8px;font-weight:500;display:flex}.mini-bar-track{background:var(--color-bg-tertiary);border-radius:99px;flex-shrink:0;width:44px;height:4px;overflow:hidden}.mini-bar-fill{border-radius:99px;height:100%;transition:width .45s cubic-bezier(.4,0,.2,1)}.pkv-note{color:var(--color-text-tertiary);font-size:11px;font-family:var(--font-sans);font-weight:500}.sticky-bottom{z-index:50;background:var(--color-bg-primary);border-top:1px solid var(--color-border-light);padding:10px 20px;display:none;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -4px 20px #0000001a}.sticky-inner{max-width:var(--container-max);justify-content:space-between;align-items:center;margin:0 auto;display:flex}.sticky-label{color:var(--color-text-tertiary);text-transform:uppercase;letter-spacing:.5px;margin-bottom:2px;font-size:10px;font-weight:600;line-height:1}.sticky-value{color:var(--color-accent);letter-spacing:-.5px;font-size:20px;font-weight:800;line-height:1.1}.sticky-rate{color:var(--color-text-secondary);font-size:13px;font-weight:600}@media (width<=768px){.sticky-bottom{display:block}.calculator-section{padding-bottom:80px}}.total-row{padding:var(--space-4) 0;margin-top:var(--space-4);border-top:2px solid var(--color-border-light);justify-content:space-between;align-items:center;display:flex}.error-banner{color:#dc2626;background:#fef2f2;border:1px solid #fecaca;border-radius:8px;margin-bottom:16px;padding:12px 16px;font-size:14px;font-weight:500}.total-label{color:var(--color-text-primary);font-size:14px;font-weight:700}.total-value{font-weight:700;font-family:var(--font-mono);color:var(--color-text-primary);font-size:15px}.footer{background:var(--color-navy);padding:var(--space-10) var(--container-padding);border-top:none;margin-top:auto}.footer-inner{max-width:var(--container-max);justify-content:space-between;align-items:center;gap:var(--space-4);flex-wrap:wrap;margin:0 auto;display:flex}.footer-brand{align-items:center;gap:10px;display:flex}.footer-logo-badge{background:var(--color-accent);color:#fff;border-radius:var(--radius-md);justify-content:center;align-items:center;width:32px;height:32px;font-size:12px;font-weight:800;display:flex}.footer-logo-text{color:#fff;font-size:15px;font-weight:700}.footer-links{gap:var(--space-6);display:flex}.footer-link{color:#ffffff80;font-size:14px;font-weight:500;transition:color .2s}.footer-link:hover{color:#ffffffd9}.footer-copyright{color:#ffffff59;font-size:13px}.legal-page{padding:var(--space-12) var(--container-padding);flex:1}.legal-content{background:var(--color-bg-primary);border-radius:var(--radius-lg);border:1px solid var(--color-border-light);max-width:700px;padding:var(--space-10);box-shadow:var(--shadow-sm);margin:0 auto}.legal-content h1{letter-spacing:-.5px;margin-bottom:var(--space-6);font-size:28px;font-weight:800}.legal-content h2{margin-top:var(--space-8);margin-bottom:var(--space-4);font-size:18px;font-weight:700}.legal-content p{color:var(--color-text-secondary);margin-bottom:var(--space-4);line-height:1.75}.legal-content ul{margin-left:var(--space-6);margin-bottom:var(--space-4);color:var(--color-text-secondary)}.legal-content li{margin-bottom:var(--space-2);line-height:1.7}@media (width<=1024px){.hero-inner{grid-template-columns:1fr 320px;gap:40px}.hero-title{font-size:44px}.stat-number{font-size:32px}}@media (width<=768px){:root{--container-padding:20px}.hero-inner{grid-template-columns:1fr;gap:40px}.hero{padding:var(--space-12) var(--container-padding) 48px}.hero-title{font-size:38px}.stat-cards{flex-direction:row;gap:12px;padding-bottom:4px;overflow-x:auto}.stat-card{min-width:160px;padding:20px}.stat-number{font-size:28px}.calculator-grid,.form-row{grid-template-columns:1fr}.nav-links,.header-cta{display:none}.result-value{font-size:36px}.footer-inner{text-align:center;gap:var(--space-5);flex-direction:column}.footer-links{order:-1}}@media (width<=480px){:root{--container-padding:16px}.header-inner{padding:12px var(--container-padding)}.logo-text{font-size:15px}.hero-title{letter-spacing:-.8px;font-size:30px}.hero-subtitle{font-size:15px}.btn-primary,.btn-outline{padding:12px 20px;font-size:14px}.card{padding:var(--space-5)}.result-hero{padding:var(--space-6)}.result-value{font-size:32px}.legal-content{padding:var(--space-6)}.legal-content h1{font-size:22px}}.text-center{text-align:center}.mb-4{margin-bottom:var(--space-4)}.mb-6{margin-bottom:var(--space-6)}.loading{padding:var(--space-12);color:var(--color-text-tertiary);justify-content:center;align-items:center;gap:10px;font-size:14px;font-weight:500;display:flex}.loading:before{content:"";border:2px solid var(--color-border-light);border-top-color:var(--color-accent);border-radius:50%;width:18px;height:18px;animation:.7s linear infinite spin}@keyframes spin{to{transform:rotate(360deg)}}.nav-dropdown{position:relative}.nav-dropdown-trigger{font-family:var(--font-sans);background:0 0;border:none;align-items:center;display:flex}.nav-dropdown-menu{background:var(--color-bg-primary);border:1px solid var(--color-border-light);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);z-index:200;flex-direction:column;gap:2px;min-width:240px;padding:6px;animation:.15s dropIn;display:flex;position:absolute;top:calc(100% + 8px);left:0}@keyframes dropIn{0%{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:translateY(0)}}.nav-dropdown-item{color:var(--color-text-secondary);border-radius:var(--radius-md);padding:8px 12px;font-size:13.5px;font-weight:500;text-decoration:none;transition:all .15s}.nav-dropdown-item:hover{color:var(--color-text-primary);background:var(--color-bg-tertiary)}.nav-dropdown-item.active{color:var(--color-accent);background:var(--color-accent-muted)}.footer-top{gap:var(--space-10);padding-bottom:var(--space-8);border-bottom:1px solid var(--color-border-light);margin-bottom:var(--space-6);grid-template-columns:1fr 1fr 160px;display:grid}.footer-brand-col{gap:var(--space-3);flex-direction:column;display:flex}.footer-tagline{color:var(--color-text-tertiary);font-size:13px;line-height:1.5}.footer-col-title{text-transform:uppercase;letter-spacing:.8px;color:var(--color-text-tertiary);margin-bottom:var(--space-2);font-size:11px;font-weight:700;display:block}.footer-calc-links,.footer-nav-col,.footer-legal-col{flex-direction:column;gap:4px;display:flex}.footer-bottom{justify-content:space-between;align-items:center;display:flex}.footer-disclaimer{color:var(--color-text-tertiary);font-size:12px}.calc-page{flex-direction:column;flex:1;display:flex}.calc-hero{background:var(--color-hero-bg);border-bottom:1px solid var(--color-border-light);padding:48px var(--container-padding) 40px}.calc-hero-title{letter-spacing:-1px;color:var(--color-text-primary);margin-bottom:8px;font-size:36px;font-weight:800}.calc-hero-sub{color:var(--color-text-secondary);max-width:560px;font-size:16px}.calc-body{padding-top:var(--space-8);padding-bottom:var(--space-16)}.calc-grid{gap:var(--space-6);margin-bottom:var(--space-6);grid-template-columns:1fr 1fr;display:grid}.calc-input:focus{border-color:var(--color-accent);box-shadow:0 0 0 3px #0596691a}.result-hero{text-align:center;padding:var(--space-6);background:var(--color-accent-muted);border-radius:var(--radius-lg);margin-bottom:var(--space-6)}.page-indigo .calc-hero{background:linear-gradient(135deg,#eef2ff 0%,#e0e7ff 60%,#f0f4ff 100%)}[data-theme=dark] .page-indigo .calc-hero{background:linear-gradient(135deg,#0d1033 0%,#111436 60%,#0d1033 100%)}.indigo-value{color:#6366f1!important}[data-theme=dark] .indigo-value{color:#818cf8!important}.result-hero.indigo-hero{background:#6366f114}.page-teal 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var(--color-border-medium);background:var(--color-bg-primary);color:var(--color-text-secondary);cursor:pointer;align-items:center;gap:4px;padding:6px 14px;font-size:13px;font-weight:500;transition:all .2s;display:flex}.chip:hover{border-color:var(--color-accent);color:var(--color-accent);background:var(--color-accent-muted)}.chip.chip-active{border-color:var(--color-accent);background:var(--color-accent);color:#fff}.chip-rate{opacity:.85;font-size:11px}.chip-note{color:var(--color-text-tertiary);margin-top:6px;font-size:12px;font-style:italic}.label-sm{color:var(--color-text-secondary);margin-bottom:4px;font-size:13px;font-weight:500;display:block}.table-card{margin-top:0}.table-wrap{margin:0;overflow-x:auto}.calc-table{border-collapse:collapse;width:100%;font-size:13.5px}.calc-table th{text-align:left;text-transform:uppercase;letter-spacing:.6px;color:var(--color-text-tertiary);border-bottom:1px solid var(--color-border-light);background:var(--color-bg-secondary);padding:10px 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var(--color-border-medium);color:var(--color-text-secondary);cursor:pointer;font-size:13px;font-family:var(--font-sans);background:0 0;align-self:flex-start;padding:7px 14px;transition:all .15s}.cf-add-btn:hover{border-color:var(--color-accent);color:var(--color-accent);background:var(--color-accent-muted)}.npv-decision{border-radius:var(--radius-md);margin-bottom:var(--space-4);align-items:center;gap:10px;padding:12px 16px;font-size:14px;font-weight:600;display:flex}.npv-invest{background:var(--color-accent-muted);color:var(--color-accent);border:1px solid #05966933}.npv-reject{color:#dc2626;background:#dc26260f;border:1px solid #dc262633}.irr-formula-box{background:var(--color-bg-tertiary);border-radius:var(--radius-md);margin:var(--space-4) 0;padding:12px 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#f59e0b33}.miet-grid{gap:var(--space-6);margin-bottom:var(--space-6);grid-template-columns:1fr 1fr;display:grid}.miet-side-label{text-transform:uppercase;letter-spacing:.5px;font-size:14px;font-weight:700}.buy-label{color:#6366f1}.rent-label{color:#f59e0b}.miet-result-box{border-radius:var(--radius-md);margin-top:var(--space-4);padding:14px}.buy-result{background:#6366f114;border:1px solid #6366f133}.rent-result{background:#f59e0b0f;border:1px solid #f59e0b33}.miet-result-label{text-transform:uppercase;letter-spacing:.5px;color:var(--color-text-tertiary);margin-bottom:4px;font-size:11px;font-weight:600;display:block}.miet-result-value{font-size:22px;font-weight:800;font-family:var(--font-mono)}.buy-result .miet-result-value{color:#6366f1}.rent-result .miet-result-value{color:#d97706}.buy-color{color:#6366f1}.rent-color{color:#d97706}.miet-summary{align-items:center;gap:var(--space-6);padding:var(--space-4) 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#f59e0b33}.break-even-note{color:var(--color-text-secondary);margin-top:var(--space-3);text-align:center;font-size:14px}.label-hint{color:var(--color-text-tertiary);font-size:11px;font-weight:400}.broker-callout{border-radius:var(--radius-xl);padding:var(--space-8);margin-top:var(--space-6);align-items:center;gap:var(--space-4);text-align:center;background:linear-gradient(135deg,#1e293b 0%,#0f172a 100%);border:1px solid #ffffff14;flex-direction:column;animation:.5s fadeInUp;display:flex}[data-theme=dark] .broker-callout{background:linear-gradient(135deg,#1e293b 0%,#0f172a 100%)}@keyframes fadeInUp{0%{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}.broker-callout-header{flex-direction:column;gap:6px;display:flex}.broker-callout-title{color:#f1f5f9;letter-spacing:-.3px;font-size:20px;font-weight:800}.broker-callout-sub{color:#94a3b8;font-size:14px}.broker-logos{gap:var(--space-4);flex-wrap:wrap;justify-content:center;display:flex}.broker-logo-btn{border-radius:var(--radius-md);background:#ffffff0f;border:1px solid #ffffff1f;padding:10px 20px;text-decoration:none;transition:all .2s}.broker-logo-btn:hover{background:#ffffff1f;border-color:#fff3;transform:translateY(-1px)}.broker-logo-tr,.broker-logo-sc{color:#f1f5f9;letter-spacing:-.2px;font-size:14px;font-weight:700}.broker-cta-btn{background:var(--color-accent);color:#fff;border-radius:var(--radius-md);align-items:center;gap:6px;padding:12px 28px;font-size:15px;font-weight:700;text-decoration:none;transition:all 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.15s}.toggle-btn.active{background:var(--color-bg-primary);color:var(--color-text-primary);box-shadow:var(--shadow-sm);font-weight:600}.checkbox-label{cursor:pointer;color:var(--color-text-primary);align-items:center;gap:8px;font-size:14px;display:flex}.checkbox-label input[type=checkbox]{width:16px;height:16px;accent-color:var(--color-accent);cursor:pointer}@media (width<=768px){.calc-grid,.miet-grid{grid-template-columns:1fr}.calc-hero-title{font-size:26px}.footer-top{gap:var(--space-6);grid-template-columns:1fr}.nav-dropdown-menu{min-width:200px;left:auto;right:0}.miet-summary{gap:var(--space-3);flex-direction:column}.instrument-chips{gap:6px}.broker-callout{padding:var(--space-5)}.result-hero-value{font-size:28px}}.hub-section{background:var(--color-bg-secondary);border-top:1px solid var(--color-border-light);padding:52px 0 64px}.hub-top{justify-content:space-between;align-items:flex-end;gap:var(--space-6);flex-wrap:wrap;margin-bottom:28px;display:flex}.hub-heading{flex:1}.hub-title{letter-spacing:-.6px;color:var(--color-text-primary);margin-bottom:4px;font-size:26px;font-weight:800}.hub-subtitle{color:var(--color-text-tertiary);font-size:14px}.hub-tabs{background:var(--color-bg-tertiary);border-radius:var(--radius-md);gap:4px;padding:3px;display:flex}.hub-tab{border-radius:var(--radius-sm);color:var(--color-text-secondary);cursor:pointer;font-size:13px;font-weight:500;font-family:var(--font-sans);white-space:nowrap;background:0 0;border:none;padding:6px 14px;transition:all .15s}.hub-tab:hover{color:var(--color-text-primary)}.hub-tab-active{background:var(--color-bg-primary);color:var(--color-text-primary);box-shadow:var(--shadow-sm);font-weight:600}.hub-btn-grid{grid-template-columns:repeat(3,1fr);gap:10px;display:grid}.hub-btn{background:var(--color-bg-primary);border:1.5px solid var(--color-border-light);border-radius:var(--radius-lg);color:var(--color-text-primary);align-items:center;gap:12px;padding:14px 16px;text-decoration:none;transition:all .18s;display:flex;position:relative;overflow:hidden}.hub-btn:hover{box-shadow:var(--shadow-md);color:var(--color-text-primary);transform:translateY(-2px)}.hub-btn-active{box-shadow:var(--shadow-md)}.hub-btn-icon{border-radius:var(--radius-md);flex-shrink:0;justify-content:center;align-items:center;width:38px;height:38px;display:flex}.hub-btn-icon svg{width:20px;height:20px}.hub-green .hub-btn-icon{color:#059669;background:#0596691a}.hub-green:hover{border-color:#05966966}.hub-green.hub-btn-active{background:#0596690a;border-color:#059669}.hub-emerald .hub-btn-icon{color:#10b981;background:#10b9811a}.hub-emerald:hover{border-color:#10b98166}.hub-emerald.hub-btn-active{background:#10b9810a;border-color:#10b981}.hub-indigo 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var(--color-border-light);background:var(--color-bg-secondary);justify-content:space-between;align-items:center;padding:16px 22px;display:flex}.card-header span{text-transform:uppercase;letter-spacing:.5px;color:var(--color-text-tertiary);font-size:13px;font-weight:700}.card-body{flex-direction:column;gap:18px;padding:22px;display:flex}.form-group{flex-direction:column;gap:7px;display:flex}.form-group label{color:var(--color-text-secondary);align-items:center;gap:6px;font-size:13px;font-weight:600;display:flex}.calc-input{border:1.5px solid var(--color-border-light);border-radius:var(--radius-md);width:100%;font-size:15px;font-family:var(--font-mono);color:var(--color-text-primary);background:var(--color-bg-secondary);outline:none;padding:11px 14px;transition:all .2s}.calc-input:focus{border-color:var(--color-accent);background:var(--color-bg-primary);box-shadow:0 0 0 3px #0596691a}input[type=range]{appearance:none;background:var(--color-border-light);border-radius:var(--radius-full);cursor:pointer;outline:none;width:100%;height:5px}input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;background:var(--color-accent);cursor:pointer;border:2px solid #fff;border-radius:50%;width:18px;height:18px;transition:transform .15s;box-shadow:0 1px 4px #0003}input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.15)}.page-indigo input[type=range]::-webkit-slider-thumb{background:#6366f1}.page-teal input[type=range]::-webkit-slider-thumb{background:#0d9488}.slider-hints{color:var(--color-text-tertiary);justify-content:space-between;margin-top:-2px;font-size:11px;display:flex}.result-hero{border-radius:var(--radius-lg);text-align:center;padding:28px 22px;position:relative;overflow:hidden}.result-hero:before{content:"";pointer-events:none;background:#ffffff12;border-radius:50%;width:100px;height:100px;position:absolute;top:-24px;right:-24px}.result-hero-label{text-transform:uppercase;letter-spacing:.6px;color:var(--color-text-tertiary);margin-bottom:10px;font-size:11px;font-weight:700;display:block}.result-hero-value{letter-spacing:-1.5px;color:var(--color-accent);font-size:40px;font-weight:800;font-family:var(--font-sans);display:block}.result-hero:not(.indigo-hero):not(.teal-hero):not(.negative-hero){background:linear-gradient(135deg,#059669 0%,#10b981 100%)}.result-hero:not(.indigo-hero):not(.teal-hero):not(.negative-hero) .result-hero-label{color:#ffffffb3}.result-hero:not(.indigo-hero):not(.teal-hero):not(.negative-hero) .result-hero-value{color:#fff}.indigo-hero{background:linear-gradient(135deg,#6366f1 0%,#818cf8 100%)!important}.indigo-hero .result-hero-label{color:#ffffffb3!important}.indigo-hero .result-hero-value,.indigo-value{color:#fff!important}.teal-hero{background:linear-gradient(135deg,#0d9488 0%,#2dd4bf 100%)!important}.teal-hero .result-hero-label{color:#ffffffb3!important}.teal-hero .result-hero-value,.teal-value{color:#fff!important}.calc-body{padding:var(--space-8) var(--container-padding) var(--space-16);max-width:var(--container-max);width:100%;margin:0 auto}@media (width<=1024px){.hub-btn-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=768px){.hub-top{flex-direction:column;align-items:flex-start}.hub-tabs{width:100%;overflow-x:auto}}@media (width<=540px){.hub-btn-grid{grid-template-columns:1fr 1fr;gap:8px}.hub-btn{text-align:center;flex-direction:column;align-items:center;gap:8px;padding:12px}.hub-btn-dot{display:none}.hub-btn-label{font-size:12px}.hub-btn-icon{width:34px;height:34px}.hub-title,.cph-title{font-size:22px}.cph-inner{gap:14px}.cph-icon-wrap{width:44px;height:44px;padding:10px}.hub-section{padding:36px 0 48px}}